Affordability Scenario Calculator

Model different insurance payment scenarios and their impact on mental health care affordability

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Select a payment scenario to see the description.
Median AFI
Min AFI
Max AFI
Counties AFI > 5%
Counties AFI > 10%
AFI (Affordability Index) = Total out-of-pocket cost / Disposable income × 100. Higher values indicate greater financial burden. Note: AFI values are winsorized at the 5th and 95th percentiles for visualization. Counties with negative disposable income (where living costs exceed median household income) are assigned the 95th percentile value, representing the highest financial burden. Some counties may have more extreme values; refer to the data source for complete information.